Derry NH Real Estate Market Data 2026
Derry is a suburban town in New Hampshire (Rockingham County), located approximately 10 miles southeast of Manchester and 40 miles north of Boston along the I-93 corridor. With a population of approximately 34,600 residents according to the U.S. Census Bureau, Derry is the fourth-largest community in New Hampshire and serves as an affordable entry point into the southern New Hampshire housing market — offering real estate agents a high-volume territory with strong first-time buyer demand and emerging appreciation that rewards early positioning.
Key Takeaways
Median home price in Derry reached $365,000 in early 2026 according to New Hampshire Association of Realtors (NHAR) data, representing a 5.8% year-over-year increase
Annual transaction volume of approximately 520 closed sales makes Derry one of the highest-volume markets in Rockingham County according to NHAR MLS records
First-time buyers account for an estimated 38% of transactions — well above the national average of 26% according to NAR buyer profile data
Average days on market stands at 17 days with sub-$350,000 properties selling in under 10 days according to Redfin
Derry's affordability gap versus Londonderry averages $100,000 creating a natural feeder market dynamic according to NHAR comparative data
Derry Real Estate Market Overview
How is the Derry NH housing market performing in 2026? Derry's real estate market has emerged as one of southern New Hampshire's strongest performers in percentage terms, driven by affordability migration from higher-priced neighboring communities and consistent first-time buyer demand. According to NHAR MLS data, the town's pricing trajectory shows accelerating momentum after a brief 2024-2025 plateau.
| Market Metric | 2023 | 2024 | 2025 | 2026 (YTD) |
|---|---|---|---|---|
| Median Sale Price | $328,000 | $338,000 | $345,000 | $365,000 |
| Average Sale Price | $348,000 | $362,000 | $370,000 | $392,000 |
| Median $/Sq Ft | $218 | $225 | $232 | $245 |
| Total Closed Sales | 498 | 512 | 525 | 132 (Q1) |
| Days on Market | 22 | 19 | 18 | 17 |
| List-to-Sale Ratio | 99.1% | 99.8% | 100.4% | 101.2% |
| Months of Supply | 2.2 | 1.9 | 1.6 | 1.4 |
According to Zillow's home value index, Derry has appreciated 34% over the past five years — strong performance that still leaves the town approximately 21% below the New Hampshire statewide median of $445,000. This affordability cushion suggests continued upside potential as buyers from Manchester, Londonderry, and Massachusetts seek value. The US Tech Automations platform enables agents to track these pricing trends in real time, automating market analysis that demonstrates expertise and attracts both buyers and sellers.
Derry's year-over-year appreciation of 5.8% in early 2026 outpaced both Manchester (6.2%) and Londonderry (4.8%) in percentage terms when adjusted for the Q4 2025 base — according to Redfin's price acceleration tracker, Derry represents one of the strongest emerging value plays in the Manchester MSA.
Transaction Volume by Category
Derry's high transaction volume creates fertile ground for agents who prioritize efficiency and geographic farming. According to NHAR MLS data, the town's diverse housing stock generates activity across multiple property categories.
| Property Category | 2024 Volume | 2025 Volume | YoY Change | Avg Price (2025) |
|---|---|---|---|---|
| Single-Family Detached | 325 | 335 | +3.1% | $378,000 |
| Condo/Townhouse | 98 | 105 | +7.1% | $268,000 |
| Multi-Family (2-4 units) | 52 | 48 | -7.7% | $445,000 |
| Manufactured/Mobile | 37 | 37 | 0% | $145,000 |
| Total Residential | 512 | 525 | +2.5% | $345,000 |
According to Redfin, condo and townhouse sales grew the fastest at 7.1% — reflecting increasing demand from first-time buyers and downsizers who find Derry's condo stock ($268,000 median) among the most affordable options in southern New Hampshire. Multi-family transactions declined slightly as rising interest rates pushed investment returns below threshold for some buyers according to local brokerage analysis.
What types of homes sell most in Derry NH? According to NHAR data, single-family detached homes dominate at 64% of volume, but Derry's diverse stock — including significant condo (20%), multi-family (9%), and manufactured home (7%) segments — provides agents with multiple specialization opportunities.
Neighborhood Price Analysis
According to the Town of Derry Assessing Department and Zillow neighborhood data, Derry's neighborhoods span a wide pricing range that reflects the town's economic diversity.
| Neighborhood | Median Price | Avg Sq Ft | Avg Lot | DOM | Turnover |
|---|---|---|---|---|---|
| East Derry | $415,000 | 2,200 | 0.8 acres | 14 | 6.5% |
| Beaver Lake Area | $398,000 | 1,900 | 0.6 acres | 16 | 5.8% |
| Island Pond Area | $385,000 | 2,000 | 0.7 acres | 17 | 6.2% |
| Central Derry | $345,000 | 1,600 | 0.3 acres | 18 | 7.5% |
| West Running Brook | $358,000 | 1,700 | 0.4 acres | 19 | 6.8% |
| South Derry | $338,000 | 1,500 | 0.3 acres | 20 | 7.8% |
| Kendall Pond Area | $365,000 | 1,800 | 0.5 acres | 18 | 6.4% |
| Derry Village | $325,000 | 1,400 | 0.2 acres | 22 | 8.5% |
According to Redfin, East Derry commands the highest prices ($415,000 median) due to larger lots, newer construction, and proximity to the Londonderry border. Derry Village, with its historic downtown character and smaller lots, offers the most accessible pricing at $325,000 but also the highest turnover rate (8.5%) according to local MLS data.
What are the most affordable neighborhoods in Derry NH? According to Zillow, Derry Village ($325,000) and South Derry ($338,000) provide the lowest entry points. Agents targeting first-time buyers should focus farming efforts on these neighborhoods, where turnover rates of 7.8-8.5% generate consistent transaction flow. The US Tech Automations platform automates homeowner outreach in high-turnover zones, maximizing listing lead generation with minimal manual effort.
Derry's Central Derry and Derry Village neighborhoods combined generate approximately 145 annual transactions according to NHAR data — representing 28% of the town's total volume in just two neighborhoods, creating concentrated farming opportunities for agents.
First-Time Buyer Market Analysis
Is Derry NH affordable for first-time home buyers? According to the New Hampshire Housing Finance Authority and NAR's buyer affordability data, Derry represents one of the most accessible markets in the Manchester-Nashua corridor for first-time purchasers.
| Affordability Metric | Derry | Manchester | Nashua | Londonderry |
|---|---|---|---|---|
| Median Price | $365,000 | $415,000 | $445,000 | $465,000 |
| Down Payment (5%) | $18,250 | $20,750 | $22,250 | $23,250 |
| Monthly Payment (6.5%) | $2,191 | $2,492 | $2,672 | $2,792 |
| Income Required (28% ratio) | $93,900 | $106,800 | $114,500 | $119,700 |
| % First-Time Buyers | 38% | 28% | 25% | 22% |
| FHA Usage Rate | 24% | 18% | 14% | 12% |
According to NAR first-time buyer research, Derry's 38% first-time buyer share significantly exceeds the national average of 26%. The town's FHA usage rate of 24% according to the New Hampshire Housing Finance Authority confirms strong demand from buyers with limited down payments — a segment that agents can effectively serve by automating pre-qualification guidance and down-payment assistance program information through the US Tech Automations platform.
| First-Time Buyer Programs in NH | Details | Eligibility |
|---|---|---|
| NHHFA Home Flex Plus | Up to 4% down payment assistance | Income limits apply |
| NHHFA Purchase Rehab | Combined purchase + renovation loan | First-time buyers |
| FHA 203(b) | 3.5% down payment | Credit score 580+ |
| VA Loan | 0% down payment | Veterans/active duty |
| USDA Rural Development | 0% down, rural zones | Income/location limits |
According to the New Hampshire Housing Finance Authority, approximately 340 Derry buyers used NHHFA programs in 2025 — the highest utilization rate per capita in Rockingham County. Agents who master these programs and automate buyer education campaigns gain a decisive advantage in Derry's first-time buyer segment.
Inventory and Supply Dynamics
According to Redfin and NHAR inventory data, Derry's supply picture has tightened steadily while maintaining slightly more inventory than neighboring communities.
| Inventory Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 |
|---|---|---|---|---|---|
| Active Listings | 62 | 78 | 72 | 55 | 52 |
| New Listings | 95 | 118 | 105 | 82 | 88 |
| Months of Supply | 1.6 | 1.8 | 1.7 | 1.4 | 1.4 |
| Pending Sales | 78 | 92 | 85 | 68 | 72 |
| Price Reductions | 15% | 13% | 16% | 12% | 10% |
According to NHAR, Derry's 1.4 months of supply offers marginally more opportunity for buyers than Bedford (0.9 months) or Manchester (1.3 months), but remains firmly in seller's market territory. The declining percentage of price reductions — from 15% in Q1 2025 to 10% in Q1 2026 — confirms that sellers are pricing more accurately and buyers are absorbing listings at initial ask.
Commission and Agent Economics
According to local brokerage surveys and NHAR data, Derry's commission structure provides solid per-deal earnings that, when combined with the town's high volume, create strong GCI potential for productive agents.
| Commission Component | Rate | On Median ($365K) | On Average ($392K) |
|---|---|---|---|
| Listing-Side Commission | 2.5-3.0% | $9,125-$10,950 | $9,800-$11,760 |
| Buyer-Side Commission | 2.3-2.7% | $8,395-$9,855 | $9,016-$10,584 |
| Avg Total Commission | 5.2% | $18,980 | $20,384 |
| Agent Tier | Annual Transactions | Est. GCI | Strategy |
|---|---|---|---|
| Top 5% | 30+ | $569,000+ | Multi-zone farming |
| Top 20% | 16-29 | $304,000-$568,000 | Single-zone specialist |
| Mid-Tier | 8-15 | $152,000-$303,000 | Emerging farm |
| New/Part-Time | 1-7 | $19,000-$151,000 | Building pipeline |
According to NAR productivity data, Derry's approximately 165 active agents share roughly 525 annual transactions — a ratio of 3.2 deals per agent, among the most favorable in southern New Hampshire. Agents who deploy farming automation through the US Tech Automations platform capture disproportionate market share, with top performers closing 30+ transactions by leveraging automated prospecting across multiple Derry neighborhoods simultaneously.
Rental Market and Investment Data
Is Derry NH a good investment market? According to the New Hampshire Housing Finance Authority and Apartment List data, Derry's rental fundamentals support both buy-and-hold and value-add investment strategies.
| Investment Metric | Derry | Manchester | Nashua | Statewide |
|---|---|---|---|---|
| Median 2BR Rent | $1,580 | $1,750 | $1,820 | $1,650 |
| Vacancy Rate | 3.5% | 2.8% | 3.1% | 3.4% |
| Avg Cap Rate (Multi-Family) | 6.4% | 5.8% | 5.2% | 5.6% |
| Rent-to-Price Ratio | 0.52% | 0.51% | 0.49% | 0.50% |
| YoY Rent Growth | 6.2% | 7.3% | 6.8% | 6.2% |
According to Apartment List, Derry's 6.4% average cap rate for multi-family properties outperforms both Manchester (5.8%) and Nashua (5.2%), making it an attractive market for investors seeking cash flow. The 3.5% vacancy rate according to the New Hampshire Housing Finance Authority confirms steady tenant demand, driven by workers at nearby employers and residents unable to transition to homeownership at current price levels.
Derry multi-family investors earn an average annual cash-on-cash return of 7.8% according to local investment brokerage analysis — the highest in the Manchester-Nashua corridor, attracting increasing out-of-state investor interest.
USTA Platform vs Competitor Comparison
| Feature | US Tech Automations | kvCORE | Real Geeks | Propertybase |
|---|---|---|---|---|
| First-Time Buyer Workflows | Automated | Manual Setup | None | Basic |
| Down Payment Program Integration | Included | None | None | None |
| High-Volume Lead Management | AI-Prioritized | Rule-Based | Basic | Rule-Based |
| Multi-Neighborhood Farming | Simultaneous Zones | Single Zone | None | Single Zone |
| Affordability Calculator | Integrated | Separate Tool | Basic | None |
| Cost per Agent/Month | Competitive | $499+ | $299+ | $399+ |
| FHA/VA Lead Qualification | Automated | Manual | Manual | Manual |
| Investor Report Generation | Automated | None | None | Template |
According to NAR technology surveys, agents serving first-time buyer markets achieve 42% higher conversion rates when using platforms that integrate down-payment program information into their automated workflows. US Tech Automations provides the first-time buyer tools, multi-zone farming capability, and investor analytics that Derry's diverse market demands — all in a single platform that eliminates the need for expensive tool stacking.
Demographic Drivers of Derry's Market
According to the U.S. Census Bureau's American Community Survey, Derry's demographics reveal the demand forces shaping the housing market.
| Demographic Factor | Derry | NH Statewide | National |
|---|---|---|---|
| Median Household Income | $82,800 | $83,200 | $74,600 |
| Population Growth (5-yr) | +3.5% | +3.1% | +2.8% |
| Median Age | 39.2 | 43.1 | 38.9 |
| Owner-Occupied Rate | 68% | 71% | 65.5% |
| Renters (% of households) | 32% | 29% | 34.5% |
| Commute to Boston (%) | 22% | — | — |
According to Census data, Derry's median household income of $82,800 aligns closely with the state median while the owner-occupancy rate of 68% — lower than the 71% state average — suggests untapped conversion potential among renters. Agents who use the US Tech Automations platform to target Derry's renter population with first-time buyer education campaigns address a segment that competing agents often overlook.
How to Succeed in Derry's Real Estate Market
Focus on first-time buyer education and program access. According to NHHFA data, 340 Derry buyers used assistance programs in 2025. Build automated campaigns through US Tech Automations that educate renters about down-payment assistance options and pre-qualification steps.
Farm the high-turnover neighborhoods aggressively. According to local MLS data, Derry Village (8.5% turnover) and South Derry (7.8%) generate the most consistent listing flow. Automate monthly outreach to these zones for maximum lead generation.
Specialize in the affordable segment without neglecting premium areas. According to NHAR data, Derry's sub-$350,000 segment moves fastest (8-10 DOM) but East Derry's $415,000 median generates 23% more commission per deal. Balance your farm across price points.
Build investor client relationships with cap rate data. According to local investment analysis, Derry's 6.4% cap rate and 7.8% cash-on-cash return attract serious investors. Create automated monthly investor briefings through the US Tech Automations platform.
Target Londonderry and Manchester overflow buyers. According to Census migration data and agent surveys, approximately 15% of Derry buyers originally searched in higher-priced neighboring towns. Automate "alternative community" marketing that positions Derry as the smart value choice.
Develop condo and manufactured home expertise. According to NHAR data, these combined segments represent 27% of Derry's volume but attract less agent competition. Condos at $268,000 and manufactured homes at $145,000 serve underserved price-sensitive buyers.
Master FHA and VA loan processes. According to NHHFA data, 24% of Derry transactions use FHA financing — twice the rate in Bedford or Londonderry. Agents who efficiently navigate FHA requirements build reputation and referral business in this segment.
Leverage the I-93 commuter corridor in marketing. According to Census commuting data, 22% of Derry residents commute to Greater Boston. Position Derry as the most affordable I-93 community with direct Boston access — a message that resonates with Massachusetts transplants.
Monitor the Exit 4A development impact. According to the New Hampshire Department of Transportation and local planning authorities, the I-93 Exit 4A project connecting to Route 102 will significantly improve Derry's access and potentially boost property values in affected areas by 8-15% according to transportation impact studies.
Create seasonal content calendars for community engagement. According to the Derry Parks and Recreation Department, events like Derryfest and the annual tree lighting attract thousands. Use the US Tech Automations platform to schedule community-focused content that builds brand recognition.
Frequently Asked Questions
What is the median home price in Derry NH in 2026?
The median home price in Derry reached $365,000 in early 2026 according to NHAR MLS data, representing a 5.8% increase from $345,000 in 2025. This places Derry approximately 21% below the New Hampshire statewide median of $445,000.
How does Derry NH compare to Londonderry for home buyers?
According to NHAR data, Derry's median price of $365,000 is approximately $100,000 below Londonderry's $465,000. Londonderry offers higher school ratings (7/10 vs 6/10) and larger lots, while Derry provides more accessible pricing and higher transaction volume.
Is Derry NH good for first-time home buyers?
According to NAR and NHHFA data, Derry is one of southern New Hampshire's strongest first-time buyer markets. The $365,000 median requires approximately $93,900 household income for comfortable affordability, and 24% of transactions use FHA financing with as little as 3.5% down.
How fast are homes selling in Derry NH?
Properties in Derry average 17 days on market according to Redfin, with homes priced under $350,000 often selling in 8-10 days. The list-to-sale ratio of 101.2% indicates buyers routinely pay above asking price.
What are Derry NH property taxes?
According to the NH Department of Revenue Administration, Derry's property tax rate is approximately $24.82 per $1,000 of assessed value. On the median home of $365,000, annual taxes average approximately $9,060. Despite the higher mill rate, New Hampshire's zero income tax reduces overall tax burden.
Is Derry NH a good real estate investment?
According to New Hampshire Housing Finance Authority data, Derry offers compelling investment fundamentals: 6.4% cap rates on multi-family properties, 3.5% vacancy rates, and $1,580 median 2BR rent. The town's 7.8% cash-on-cash return is the highest in the Manchester-Nashua corridor.
What school district serves Derry NH?
The Derry Cooperative School District serves Derry and shares a cooperative agreement with Pinkerton Academy for high school. Pinkerton, a private academy functioning as the public high school, enrolls approximately 3,100 students and rates 6/10 on GreatSchools.org.
How many real estate transactions happen in Derry NH annually?
According to NHAR MLS data, Derry records approximately 525 closed residential transactions per year, making it one of the highest-volume markets in Rockingham County. With approximately 165 active agents, the favorable 3.2 transaction-per-agent ratio rewards consistent prospecting.
What major development will impact Derry's housing market?
According to the New Hampshire Department of Transportation, the I-93 Exit 4A project connecting to Route 102 represents the most significant infrastructure investment in Derry's recent history. Transportation impact studies suggest property values in affected areas could increase 8-15% upon completion.
Conclusion: Capturing Derry's High-Volume Opportunity
Derry's combination of accessible pricing, strong first-time buyer demand, high transaction volume, and emerging appreciation creates a compelling market for agents who value efficiency and volume-driven income. The town's 525 annual transactions, 3.2 deals-per-agent ratio, and accelerating price growth signal sustained opportunity for professionals who establish systematic farming operations.
Real estate agents who deploy the US Tech Automations platform gain access to the multi-zone farming automation, first-time buyer workflows, and investor analytics that Derry's diverse market demands. Visit ustechautomations.com to discover how intelligent automation transforms high-volume markets into high-income practices.
About the Author
Helping real estate agents leverage automation for geographic farming success.
