NowCerts vs Sagitta: What Agencies Should Buy in 2026

Key Takeaways

• NowCerts, Inc. told the market on November 11, 2024 that it was rebranding to Momentum and that Momentum AMP is the flagship platform, according to PR Newswire (2024). Sagitta was not renamed and is still sold by Vertafore.

• Essentials price: $119 per month according to Momentum AMP (2026). Higher AMS tiers, extra seats, an IVANS line, and a separate API list are on that same page and are priced below.

• Sagitta does not publish a plan price. Treat it as quote-based. On the Sagitta product page, the early-adopter Reconciliation Agent is listed with Reconciliation time saved: 90% according to Vertafore (2026). That figure is the vendor's early-adopter claim, not a result you should budget.

• Recommend rate: 90 percent according to SelectHub (2026). That score is a review rollup for NowCerts, not a head-to-head test against Sagitta.

• Vertafore, which sells Sagitta, sits inside Roper Technologies. Acquisition price: $5.35 billion according to Insurance Business (2020).

• Pick the published Momentum grid when you need a number before a sales call. Pick Sagitta when the agency is large or complex enough to need the accounting and permissions Vertafore describes, and you will take a quote.

Start with the job, not the logo

An agency management system is the record of clients, policies, billing, and documents an agency runs on. The search "nowcerts vs sagitta" is a late-stage choice between two of those records, not a hunt for a certificate trick or a generic inbox tool.

TL;DR: choose Momentum AMP, the platform that still answers to the NowCerts name in technical docs, when you want a cloud agency system with a price on the page, and choose Sagitta when you are a large or complex agency or brokerage that will take a Vertafore quote for enterprise accounting, permissions, and multi-office scale.

The principal reading this is close to signing. The useful split is simple. One vendor will show a monthly grid before the call. The other will talk about locations, divisions, lines, acquisitions, and a contract. Those are different purchases even though both are called an agency management system.

A small shop that only needs to see HawkSoft or EZLynx beside the NowCerts name should use those narrower comparisons, including EZLynx versus NowCerts and HawkSoft versus NowCerts. A wholesale desk already arguing Sagitta against Applied Epic should use Sagitta versus Applied Epic for wholesalers instead of forcing that pair into this page.

If part of the book is association health coverage, settle the compliance meaning before you assume either system stores eligibility the way a benefits admin does. The plain definition is in employer association health plans and insurance compliance. Sagitta's product page points benefits teams at BenefitPoint as a related Vertafore product. That is a second system, not a line item on the Momentum AMS grid.

The names on the search are not the contracts

The company behind NowCerts changed its company name. It did not disappear. On November 11, 2024, from Flower Mound, Texas, NowCerts, Inc. announced the rebrand to Momentum and described Momentum AMP as the flagship agency management platform, with Momentum AMS named as the core system for policies and daily tasks, according to PR Newswire (2024). The public REST help and the MCP server still say NowCerts. When this article says Momentum AMP, it means that AMS, not a different company.

Sagitta is a current Vertafore product. The product page calls it an enterprise insurance agency management system for large, complex agencies and brokerages, and it describes work across locations, divisions, and lines of business. Nothing on that page says the product was merged away or shut down. Vertafore's help for Sagitta was still being updated in September 2026, and the product page links a 2026 data sheet plus a carrier partner list dated September 16, 2026.

Vertafore itself is a subsidiary of Roper Technologies. The same company profile dates the business to 1969 and records a 2016 sale of about $2.7 billion before the 2020 Roper deal, according to Insurance Business (2016). The profile also lists Sagitta next to AMS360 and QQCatalyst. Those are sibling products. A quote for AMS360 is not a quote for Sagitta, and a SelectHub page about AMS360 is not a Sagitta review.

That SelectHub page, updated October 5, 2026, gives NowCerts a 90 percent recommend rate across 293 reviews and gives AMS360 74 percent across 120 reviews, according to SelectHub (2026). Use it as a signal that reviewers talk about NowCerts more kindly than about AMS360 in that rollup. Do not read it as a score for Sagitta. The same page also prints a NowCerts starting price that does not match the vendor pricing page opened for this article. The vendor page wins.

Who this is for

This comparison is for an agency principal, or the operator the principal trusts with the system decision, who already knows they need a real agency system and is down to these two names. It is for someone who will check users, downloads, accounting, and the first-year setup, not someone collecting logos.

You are in the right place if a published monthly number would change your vote, or if multi-office accounting and a permission model would change it the other way. You are also in the right place if integrations matter and you want to know that Momentum prices the API separately from the AMS seat.

Red flags: you will not book a sales conversation until a price is on a web page, which removes Sagitta from a same-day decision. You need interdivisional accounting across offices or acquired books, which the Momentum pricing grid does not describe. You only issue certificates and do not need policy accounting at all, in which case both products are more system than the job. The 2024 rebrand statement said the NowCerts name was too narrow because the company does more than certificates.

A short decision check before you read the grid: do you need a public price this week, do you post across divisions, do carrier downloads have to be in the first invoice, do you need an API in month one, and who inside the agency will own the configuration after go-live. If those five answers are fuzzy, neither demo will settle the buy.

How we evaluated these tools

The weights below are a buying order for a principal at the point of choice, and they add to 100 percent. Agency shape and the published cost share the top because this search is a final pick between a grid and a quote. Accounting is next because that is where Sagitta's public description is specific and the Momentum page is a feature list. Downloads, the API, and who owns the rollout split the rest because they change the first year of work, not the logo on the login.

Public pages were the only evidence. Vendor pricing and product pages carry the product facts. The rebrand date comes from the company release. Ownership history comes from the trade profile. The recommend rate comes from the review rollup named above. No figure below is from a private demo, a customer we called, or a test we ran. Where a page did not print a number, the cell says quote-based or not printed.

The anchor column is not a score for either vendor. It is a reminder of a real public figure: 50+ users on the Momentum call-us tier, the $119 entry AMS price, the 90 percent early-adopter claim, the $35 IVANS line, 10,000 API requests on the entry API tier, and 1 user included on the entry AMS plan. Sagitta contributes no public price to that column, which is itself a finding.

What the pricing page actually prints

Pricing checked October 14, 2026.

The Essentials plan on the Momentum AMS grid is the $119 figure in the takeaways. The rest of the printed AMS and API numbers are these: the Professional plan costs $199 per month for 2 users and 100 GB, the Business plan costs $419 per month for 5 users and 200 GB, an additional seat costs $54, the Enterprise column lists 50+ users and 2 TB and tells you to call 801-999-0550, IVANS carrier downloads are printed at $35 on the Essentials plan and the Professional plan, file storage on the Essentials plan is 50 GB, texting is marked Twilio or RingCentral as a third party on all four columns, and the separate API list shows an Essential tier at $99 per month for 10,000 requests at $9.90 per 1,000, a Growth tier at $399 per month for 100,000 requests at $3.99 per 1,000, a Scale tier at $1,499 per month for 1,000,000 requests at $1.50 per 1,000, plus a 10,000-request bundle at $49, according to Momentum AMP (2026).

Read the names carefully. The AMS entry plan is Essentials at the $119 price. The API entry tier is a different word, Essential, at $99, and every AMS column says the open API requires an API plan. Paying for seats does not, on this page, include the request allowance. The Business column is marked best value on the page. That is the vendor's label, not an independent ranking.

The IVANS row prints $35 under Essentials and Professional only. The Business and Enterprise cells on that row did not show a dollar amount in the page extract, so do not assume downloads are free or included there. Confirm that cell before you sign. Texting has no per-message price on this page because the carrier of the message is the third party. The same page also prices an automation center, outsourced staff, a rater, and voice minutes. Add those only if you will use them, and take the numbers from the page rather than from a directory.

Sagitta has no companion row. The product page offers a talk with the team and the number 1-800-444-4813. It does not list a monthly fee, a per-seat fee, or a storage cap. Sagitta is quote-based.

Twelve-month figures in the table are the monthly price times 12. The page we read did not print an annual discount.

The next table applies only the Business plan price and the $54 seat to a few headcounts. It is arithmetic, not a quote from the vendor, and it ignores IVANS, texting, and the API plan on purpose.

An illustrative service team of 8 people on the Business plan, not a real agency and not a measured result, starts from the $419 price that includes 5 users, adds 3 seats at $54, which is $162, and reaches $419 plus $162, or $581 a month. Across 12 months that AMS line is $6,972 before texting, outsourced staff, or the API plan. Each Monday that team could call get_policy_list_tool, the Momentum tool that lists policies or quotes for an insured, keep the rows inside the date window the agency chose, and hand the list to a person who decides what is renewed. Sagitta cannot be dropped onto the same worksheet, because its license is quote-based.

Integration on the AMS grid is marked Limited on the Essentials plan, Enabled on the Professional and Business plans, and Custom Integration on Enterprise. The Professional column says Zapier requires an API user seat. Paid expert training is marked Available on the three priced plans and Included or defined in the contract on Enterprise. Those are the rollout clues the page actually prints. They are not a week-by-week install schedule.

Two different operating models

The feature grid separates what each vendor has put in public from what you still have to ask. Empty icon cells on the Momentum page did not survive as text, so a listed row means the row exists, not that every tier's checkmark was readable. Confirm the checks on your tier.

Momentum AMP fits an independent agency that wants those listed rows, a storage number, and a seat price it can multiply. It is a poor primary system when the pain is interdivisional postings, acquisition accounting, or a private-server build the grid sends to a phone call without a dollar figure. SelectHub's cons for NowCerts, on the page cited above, are a setup that can take real effort, a busy screen, thinner Medicare coverage, and integration gaps. Those are reviewer themes, not lab results.

Implementation on Momentum, from the pricing page, is a mix of self-serve training and paid expert training, with Enterprise onboarding and orientation marked dedicated and contractual. Budget a person to map carriers, chart of accounts, and certificate holders. Do not treat "open API" as free. The page says it requires an API plan, and the MCP server says the key is separate from a normal login and is provisioned by support.

Sagitta fits a large or complex agency that recognizes itself in Vertafore's language: several locations or divisions, specialty lines, growth by acquisition, and accounting that has to post between those units. The page lists role-based permissions, audit trails of login and user activity, user-defined quick-entry fields, preferred navigation, grid displays, and accounting workflows. It also ties the system to AgencyOne and to WorkSmart, InsurLink, BenefitPoint, RiskMatch, Proposal Builder, and Commercial Submissions. That is a stack, not a single login.

Sagitta is the wrong buy when you need a public price, when the book is a single set of books a cloud grid already covers, or when you thought you were buying AMS360. Limitations you should say out loud: there is no printed fee, the Velocity agents on the page are marked Early Adopter, and the Policy Intake Agent on that same page is described as turning documents into AMS360 data. Do not assume every agent writes into Sagitta. The Reconciliation Agent and the Coach Agent are the ones the page attaches to Sagitta. The follow-on claim on that page is 94 percent accuracy and 200+ carriers for the Reconciliation Agent, plus 88 percent time saved and 94 percent accuracy for the Coach Agent in AMS360 and Sagitta, according to Vertafore (2026).

A proposed US Tech Automations workflow sits above either system of record. It does not replace the AMS. Trigger: a scheduled export, or a successful read of policies for one insured. Action: write the policy number, expiration, and carrier into a review row, and skip the row if that policy id is already queued. Output: a list a CSR accepts or rejects before a renewal, a certificate, or a client email is created. Prerequisites: an API plan and a support-provisioned key on Momentum, or a Sagitta file export the agency is allowed to schedule, plus a named reviewer. This is a configurable design, not a live customer and not a measured result.

A second proposed US Tech Automations workflow is for direct-bill statements. Trigger: the statement file lands in the folder finance already uses. Action: match carrier and policy number to the AMS export and park the unmatched rows. Output: an exception file a person posts. Nothing in the design should change a commission or a payable until that person says so. On Sagitta, turn this outside queue on only if finance wants a separate file. The product page already describes an in-system reconciliation agent, and that agent is still labeled early adopter.

Zapier, Make, and n8n can carry the same kind of flow, including run history, retries, error branches, and an audit trail, when the agency configures those controls. The buyer still owns observability, idempotency, escalation, access, and maintenance. A proposed US Tech Automations design can require the human approval before any send or post, refuse a second write when the policy id was already handled, and keep the credential scoped to read-plus-queue rather than to ledger edits. The Momentum MCP docs list Zapier and n8n among clients that can call get_policy_list_tool, and the pricing page says the Professional plan's Zapier use requires an API user seat. Make is a fair alternative even though that page does not name it. None of the three removes the need for a person when money or a client document moves.

Common mistakes before you sign

• Treating the two products as the same size of purchase. One prints a monthly grid. The other is an enterprise contract.

• Copying a directory's starting price. Review pages still show figures that disagree with the Momentum pricing page opened on October 14, 2026. Use the vendor page.

• Adding the $99 API tier and the $119 AMS plan in your head as if they were the same plan. They are different lines.

• Assuming the $35 IVANS fee applies to every column. It is printed on two plans. Ask about the others.

• Budgeting the 90 percent time-saved claim as a guaranteed cut in payroll. The page marks that agent Early Adopter.

• Turning on a write-back to accounting, or an automatic client email, with no named reviewer and no rule against processing the same policy twice.

Ask Momentum which icon rows are included on the tier you will buy, whether IVANS is extra on the Business plan, and what the API plan costs at your expected request volume. Ask Vertafore for the Sagitta fee, what is included versus AMS360, which Velocity agents are in general release for Sagitta, and how interdivisional postings are configured. Ask both who converts the book and what you own on day 30.

Glossary for the buying meeting

• AMS. The agency management system that holds clients, policies, and the money record.

• Momentum AMP. The platform NowCerts, Inc. named as its flagship in the 2024 rebrand. Momentum AMS is the agency system inside it.

• Sagitta. Vertafore's enterprise agency system for large, complex agencies and brokerages. Not the same product as AMS360.

• IVANS carrier downloads. The download line on the Momentum pricing page, printed at $35 on two AMS plans.

• ACORD. The form standard both vendors point at, including certificates and applications.

• Interdivisional posting. Moving accounting entries between divisions, which Sagitta's page names and the Momentum grid does not.

• API plan. The separate Momentum request subscription. Seats on the AMS grid do not replace it.

• Quote-based. No public price. Sagitta is in this bucket until Vertafore sends a number.

Questions principals ask before they commit

Did NowCerts change its name?

Yes. NowCerts, Inc. rebranded to Momentum on November 11, 2024, and it named Momentum AMP as the flagship platform. The AMS is what the pricing page sells, while API docs still say NowCerts. Sagitta was not renamed or discontinued.

Does Sagitta publish a price?

No. Sagitta is quote-based. The product page offers a conversation and a phone number, and it does not list a monthly plan, a seat fee, or storage.

Who should choose Momentum AMP?

Choose it when you want the published grid for clients, policies, ACORD forms, renewals, billing, and commissions, and you can add the API plan if other tools must read the book. Skip it as the primary system when you need the interdivisional accounting Vertafore describes and the public grid never mentions.

Who should choose Sagitta?

Choose it when the agency is large or complex, works across locations or divisions, and will wait for a quote in exchange for that accounting and permission model. Skip it when you require a price on a web page before any sales call, or when a single-office book fits the published cloud grid.

Can renewals go out with nobody checking?

No. The AMS can hold the policy, and a workflow can build the list, but a person should approve the client touch and any change to money. Vendor percentages on the Sagitta page are early-adopter claims.

What if HawkSoft, EZLynx, or Applied Epic is still on the list?

Compare those pairs on their own pages rather than stretching this one. HawkSoft and EZLynx belong in the published-price conversation with NowCerts. Applied Epic belongs in the enterprise conversation with Sagitta, especially for wholesalers.

When NOT to use US Tech Automations: stay inside the AMS if the renewal center on the Momentum page is enough for one person to work each morning, if Sagitta's reconciliation agent is already the finance process and nobody wants a second file, or if Zapier, Make, or n8n is already staffed by someone who owns failures, retries, and access. A simpler screen wins when the volume fits one daily list and you do not need a separate approval log in front of the send.

The buy is the system of record. Momentum AMP is the public-price path that still carries the NowCerts name in its tools. Sagitta is the enterprise path with no public fee and a deeper accounting story. Put the seat math and the API line on one sheet, get the Sagitta quote on another, and do not staff a conversion until those two sheets disagree for a reason you can explain. For the queue that holds renewals and statement exceptions until a person approves the send or the post, see how US Tech Automations configures this.