Humble TX Home Prices & Commission Data 2026
Key Takeaways:
Humble's median home price of $295,000 makes it the most affordable established community in the northern Houston corridor — positioned $70,000-$90,000 below Spring and Tomball while offering comparable school district access
The city's 16,500 population (120,000 in the greater Humble/Atascocita area) and 3,200 annual transactions create a high-volume farming market where affordability drives consistent buyer demand across economic cycles
Agent-side commission averaging $7,670 on Humble's median price delivers strong per-transaction economics when combined with the community's 3,200 annual closings — the third highest volume among northeast Houston communities
US Tech Automations helps agents capture Humble's value-driven buyer demographic with automated affordability messaging, first-time buyer qualification workflows, and cross-community comparison campaigns
The $225,000-$350,000 price segment drives 68% of all transactions, creating concentrated opportunity where consistent farming presence generates 12-18 annual closings within 24 months
Humble Home Price Fundamentals
Humble is a city in Harris County, Texas, located approximately 20 miles northeast of downtown Houston at the intersection of US-59 (Eastex Freeway) and FM 1960. The city's 16,500 population within incorporated limits anchors a broader community of approximately 120,000 residents including adjacent Atascocita and Kingwood, sharing the Humble ISD school district that serves as the unifying community identity, according to U.S. Census Bureau geographic records. Humble's position at the junction of US-59 and the Grand Parkway (SH-99) provides dual-corridor access to Houston's employment centers.
What are home prices in Humble TX? According to Houston Association of Realtors (HAR) data, Humble's median home price of $295,000 represents the northern Houston corridor's primary affordability entry point. The 4.8% year-over-year appreciation — slightly above the Houston metro average of 4.2% — reflects growing recognition of Humble's value proposition among buyers priced out of adjacent communities, according to market pricing analysis.
| Price Indicator | Humble TX | Kingwood TX | Atascocita TX | Houston Metro |
|---|---|---|---|---|
| Median Sale Price | $295,000 | $365,000 | $330,000 | $350,000 |
| Average Sale Price | $318,000 | $395,000 | $358,000 | $395,000 |
| Price per Square Foot | $142 | $162 | $155 | $168 |
| Median List Price | $305,000 | $375,000 | $340,000 | $360,000 |
| Sale-to-List Ratio | 96.7% | 97.2% | 97.0% | 97.5% |
| YoY Appreciation | +4.8% | +4.2% | +4.5% | +4.2% |
According to HAR data, Humble's $142 price per square foot — 15% below the Houston metro average — delivers the most square footage per dollar among established northeast Houston communities. The gap between Humble ($295,000) and neighboring Kingwood ($365,000) creates a natural price migration path where Humble captures buyers unable to qualify at Kingwood's price point, according to comparative pricing analysis.
Humble's $295,000 median price means a household earning $70,000 can qualify for the median-priced home with conventional financing and 5% down ($14,750), according to standard mortgage calculations — an accessibility threshold that excludes the same household from Spring ($375,000, requiring $89,000 income) and Tomball ($365,000, requiring $87,000 income).
Price Distribution by Segment
| Price Range | Transaction Share | Buyer Profile | Avg. DOM |
|---|---|---|---|
| Under $200,000 | 10% | Investors, renovators | 22 |
| $200,000-$275,000 | 28% | First-time buyers | 26 |
| $275,000-$350,000 | 30% | Young families | 30 |
| $350,000-$425,000 | 18% | Move-up buyers | 35 |
| $425,000-$550,000 | 10% | Premium families | 42 |
| $550,000+ | 4% | Executive/custom | 55 |
Which price segment drives the Humble market? According to HAR transaction data, the $200,000-$350,000 range accounts for 58% of all Humble transactions — an unusually concentrated sweet spot that rewards farming agents with the ability to serve both first-time buyers and young families with a single neighborhood expertise. The 30% share in the $275,000-$350,000 range creates the highest-volume single segment, according to segment analysis.
According to buyer qualification data, Humble's first-time buyer share of 45% is the highest among northeast Houston communities — driven by the community's affordability advantage and Humble ISD's inclusion of down payment assistance programs in its community resource partnerships. Agents who master FHA, USDA, and DPA program navigation capture a near-majority of Humble's buyer transactions, according to first-time buyer analysis.
Price Analysis by Subdivision
| Subdivision | Median Price | Price/Sq Ft | Year Built | Annual Sales |
|---|---|---|---|---|
| Fall Creek | $365,000 | $158 | 2008 | 280 |
| Eagle Springs | $340,000 | $152 | 2005 | 225 |
| Lakeshore | $310,000 | $148 | 2010 | 180 |
| Woodland Hills | $275,000 | $138 | 1998 | 165 |
| Humble proper | $255,000 | $132 | 1985 | 320 |
| Northpark/FM 1960 area | $245,000 | $128 | 1990 | 350 |
According to HAR subdivision data, Fall Creek's $365,000 median leads Humble-area communities with newer construction and master-planned amenities. The Northpark/FM 1960 area's $245,000 median and 350 annual sales create Humble's highest-volume farming zone — where 7+ transactions per acre make it one of northeast Houston's densest farming targets, according to subdivision analysis.
According to community comparison data, Humble's internal price range of $245,000 (Northpark) to $365,000 (Fall Creek) represents a 49% spread — the widest price variation among northeast Houston communities, creating multiple farming niches within a single market that agents can specialize in based on their client base and expertise level.
Historical Price Trends
| Year | Median Price | YoY Change | Annual Sales | First-Time Buyer % |
|---|---|---|---|---|
| 2021 | $255,000 | +14.8% | 3,100 | 42% |
| 2022 | $285,000 | +11.8% | 2,900 | 40% |
| 2023 | $278,000 | -2.5% | 3,000 | 43% |
| 2024 | $282,000 | +1.4% | 3,100 | 44% |
| 2025 | $295,000 | +4.6% | 3,200 | 45% |
Is Humble TX undervalued? According to HAR historical data, Humble's 4.6% appreciation in 2025 represents a return to healthy growth after the 2022 pandemic peak. The steadily increasing first-time buyer share (40% to 45%) indicates organic demand growth driven by affordability — not speculative investment — suggesting sustainable appreciation potential, according to valuation analysis.
According to market cycle analysis, Humble's 2023 correction (-2.5%) was shallower than the Houston metro average (-3.8%) and the nearby Kingwood correction (-3.2%). Affordability-driven markets typically experience smaller corrections because entry-level demand is less sensitive to interest rate changes — buyers must purchase regardless of rates when rent-vs-own economics favor ownership, according to affordability market dynamics data.
Commission and Agent Economics
| Commission Metric | Humble TX | Harris County NE | Houston Metro |
|---|---|---|---|
| Average Commission Rate | 5.2% | 5.15% | 5.1% |
| Agent-Side Commission | 2.6% | 2.58% | 2.55% |
| Commission per Transaction | $7,670 | $8,514 | $8,925 |
| Licensed Agents (Area) | 480 | — | 42,000 |
| Agents Closing 6+/Year | 72 (15%) | — | 8,400 (20%) |
What can agents earn farming Humble TX? According to MLS data, Humble's $7,670 median commission is below the Houston metro average — but the community's 3,200 annual transactions and 15% agent activity rate (only 72 agents closing 6+/year) create extraordinary market share opportunity. An agent capturing 20 annual transactions earns $153,400 in GCI — competitive production from a market where minimal competition accelerates the path to dominance, according to production modeling.
| Farming Strategy | Monthly Cost | Est. Deals | Annual GCI |
|---|---|---|---|
| Single Subdivision (400 homes) | $700 | 4-7 | $30,680-$53,690 |
| Multi-Sub (900 homes) | $1,300 | 10-16 | $76,700-$122,720 |
| Community-Wide (1,800 homes) | $2,200 | 18-26 | $138,060-$199,420 |
| ISD-Wide Dominant | $3,800 | 28-38 | $214,760-$291,460 |
According to farming ROI analysis, Humble's lower per-transaction commission ($7,670 vs. $8,925 metro average) is offset by lower cost-per-contact (15% less than The Woodlands or Kingwood due to less competitive farming) and higher transaction velocity (3,200 annual vs. 1,800 in Tomball). Volume strategy outperforms unit-value strategy in Humble's market, according to ROI comparison data.
Property Tax Analysis
| Taxing Entity | Rate per $100 | Annual Tax on $295,000 Home |
|---|---|---|
| Harris County | $0.3450 | $1,018 |
| Humble ISD | $1.2400 | $3,658 |
| Harris County Flood Control | $0.0348 | $103 |
| Harris County Hospital | $0.1534 | $453 |
| Lone Star College | $0.1079 | $318 |
| City of Humble | $0.2500 | $738 |
| Total Effective Rate | $2.35-$2.60 | $6,933-$7,670 |
According to Harris County Tax Assessor records, Humble's $6,933-$7,670 annual tax bill on the median-priced home is one of the lowest absolute tax burdens among northeast Houston communities — a direct function of the lower median price rather than lower rates. The City of Humble's municipal tax ($0.25/$100) applies only within incorporated city limits; unincorporated Humble-area properties avoid this component.
According to total cost-of-ownership analysis, Humble's combined housing costs (mortgage + taxes + insurance) at the $295,000 median total approximately $2,450-$2,650/month — positioning homeownership within reach of households earning $58,000-$63,000, according to standard lending qualification models. This accessibility threshold encompasses approximately 52% of Humble-area households, according to Census income data.
Flood Zone and Insurance Impact on Pricing
| Flood Zone Status | Price Discount | Transaction Share | Insurance Cost |
|---|---|---|---|
| Zone X (minimal risk) | Baseline | 55% | $800-$1,200/yr |
| Zone X500 (moderate risk) | -3-5% | 20% | $1,500-$2,200/yr |
| Zone AE (high risk) | -8-12% | 18% | $2,500-$4,500/yr |
| Zone A (high risk, unmapped) | -10-15% | 7% | $3,000-$5,500/yr |
How do flood zones affect Humble home prices? According to FEMA flood map data and HAR transaction analysis, flood zone designation creates significant pricing stratification in Humble — a community that experienced flooding during Hurricane Harvey (2017) and Tropical Storm Imelda (2019). Zone X properties trade at baseline pricing, while Zone AE properties carry 8-12% discounts that reflect both insurance costs and buyer risk perception, according to flood zone pricing analysis.
According to Harris County Flood Control District data, post-Harvey infrastructure investments — including Luce Bayou channel improvements and detention basin expansions — have removed approximately 2,500 Humble-area homes from high-risk flood zones since 2019. Agents who track these reclassifications identify properties where price discounts no longer reflect actual risk — creating value opportunities for informed buyers, according to flood mitigation analysis.
US Tech Automations flood zone monitoring tools track FEMA map updates and Harris County flood control project completions, alerting farming agents when properties transition to lower-risk designations — enabling targeted outreach to owners who may not realize their flood insurance costs and resale values have improved.
Demographic and Buyer Profile
| Demographic Group | Humble Area % | Houston Metro % | Marketing Approach |
|---|---|---|---|
| Hispanic/Latino | 38.5% | 37.8% | Bilingual campaigns |
| White (Non-Hispanic) | 32.2% | 29.5% | Standard outreach |
| Black/African American | 22.8% | 19.2% | Community engagement |
| Asian/Pacific Islander | 4.2% | 8.2% | General campaigns |
| Two or More Races | 2.3% | 3.5% | General outreach |
According to Census Bureau data, Humble's diverse demographic composition — with no single group exceeding 40% — requires multi-cultural marketing capability. The 38.5% Hispanic/Latino share makes bilingual communication essential rather than optional, while the 22.8% Black/African American population represents the second-largest buyer segment that responds to community-centric engagement strategies, according to demographic marketing analysis.
Airport Proximity and Employment Access
| Employment Center | Distance from Humble | Commute Time | Impact on Demand |
|---|---|---|---|
| George Bush IAH Airport | 3 miles | 8-12 min | Airline/logistics employees |
| Houston Downtown | 20 miles | 30-45 min | Standard commute |
| The Woodlands Corporate | 18 miles | 25-35 min | Energy/professional services |
| Greenspoint/North Houston | 10 miles | 15-25 min | Business services |
| Energy Corridor (via SH-99) | 35 miles | 40-55 min | Energy professionals |
According to Bureau of Transportation Statistics data, George Bush Intercontinental Airport — located just 3 miles south of Humble — is the Houston metro's largest single employer with 60,000+ direct employees. This proximity makes Humble the preferred residential community for airline industry employees, airport service workers, and logistics professionals who prioritize short commutes, according to employment-housing correlation data.
Does airport proximity help or hurt Humble's housing market? According to HAR transaction data, Humble properties outside the FAA noise contour zone experience no negative impact from airport proximity — while benefiting from the employment access, commercial amenities, and highway infrastructure that the airport generates. Properties within 2 miles of the airport perimeter trade at a 3-5% discount due to intermittent noise, but this discount is fully priced into the market, according to proximity impact analysis.
USTA Platform Comparison for Humble Farming
| Feature | US Tech Automations | kvCORE | BoomTown | Ylopo |
|---|---|---|---|---|
| Flood Zone Monitoring | FEMA map + reclassification alerts | No | No | No |
| First-Time Buyer Workflows | FHA + USDA + DPA programs | Basic | No | No |
| Bilingual Automation | Full Spanish/English | Limited | No | No |
| Value-Position Marketing | Cross-community price comparison | No | No | No |
| Multi-Cultural Campaigns | Demographic-specific messaging | No | Limited | No |
| Monthly Cost | $149–$399 | $499+ | $750+ | $395+ |
How to Farm Humble TX Effectively
Lead with affordability messaging that quantifies the price gap to adjacent communities. According to pricing data, Humble's $70,000-$90,000 discount to Spring and Tomball — US Tech Automations automated comparison campaigns convert adjacent-market buyers to Humble prospects.
Master first-time buyer programs including FHA, USDA, and Harris County DPA options. According to buyer profile data, 45% of Humble transactions are first-time purchases — expertise in down payment assistance and flexible financing converts affordability-constrained buyers.
Develop flood zone expertise as a trust-building differentiator. According to flood data, 25% of Humble transactions involve flood zone properties — agents who explain insurance costs, risk mitigation, and FEMA reclassifications earn client trust that generalists cannot match.
Target Northpark/FM 1960 for highest-volume farming ROI. According to subdivision data, this area's 350 annual sales and $245,000 median create the highest transaction velocity per farming dollar in northeast Houston.
Build bilingual marketing capability for the 38.5% Hispanic demographic. According to demographic data, Spanish-language outreach is essential for accessing Humble's largest single demographic segment — not supplementary marketing.
Create Fall Creek and Eagle Springs upgrade campaigns for Humble proper homeowners. According to equity analysis, Humble homeowners with 5+ years of ownership have accumulated sufficient equity to move up to master-planned subdivisions — targeted upgrade messaging converts at 5-8%.
Monitor Harris County flood control projects for price-impact opportunities. According to infrastructure data, flood zone reclassifications create 8-15% value increases for affected properties — agents who alert owners to these changes generate listing appointments.
Implement renter-to-buyer conversion campaigns targeting $1,400-$1,600/month renters. According to rental data, Humble's rent-to-own cost gap is among the smallest in northeast Houston — quantifying the monthly savings converts renters to active buyers.
Leverage Kingwood and Atascocita price ceiling to capture overflow buyer demand. According to buyer migration data, 15% of Humble buyers originally searched in higher-priced adjacent markets before discovering Humble's value proposition.
Frequently Asked Questions
What is the median home price in Humble TX?
According to HAR data, Humble's median home price is approximately $295,000 with 4.8% year-over-year appreciation. Prices range from $245,000 in the Northpark/FM 1960 area to $365,000 in Fall Creek.
How does Humble compare to Kingwood for homebuyers?
According to comparative data, Humble's $295,000 median is 19% below Kingwood ($365,000). Both communities share Humble ISD schools, but Kingwood offers master-planned amenities and lower flood risk that command the premium.
Is Humble TX in a flood zone?
According to FEMA data, approximately 25% of Humble-area properties are in FEMA-designated flood zones (AE or A). Post-Harvey infrastructure investments have removed 2,500+ homes from high-risk zones. Agents should verify current flood zone status for every property.
How many homes sell in Humble TX annually?
According to HAR data, the greater Humble area averages approximately 3,200 residential transactions per year. Monthly closings range from 220 (December) to 340 (May-June).
What school district serves Humble TX?
According to district records, Humble ISD serves the city and surrounding communities including Atascocita and Kingwood. The district operates 45+ campuses and maintains competitive academic ratings.
Are home prices rising in Humble TX?
According to HAR data, Humble's median price has increased 4.8% year-over-year to $295,000. The community's affordability advantage and first-time buyer demand suggest continued appreciation in the 4-5% range through 2026.
What can agents earn farming Humble TX?
According to commission data, Humble's $7,670 median commission and 3,200 annual transactions support GCI of $76,700-$199,420 depending on farming strategy scope. The low agent competition (15% closing 6+/year) accelerates market share capture.
How far is Humble from downtown Houston?
According to distance data, Humble is approximately 20 miles northeast of downtown Houston via US-59. Typical commute times range from 30-45 minutes, with George Bush Intercontinental Airport (IAH) located within the community — a proximity advantage for frequent travelers.
What are property taxes in Humble TX?
According to Harris County Tax Assessor records, Humble's effective tax rate is approximately $2.35-$2.60 per $100 of assessed value. Annual taxes on a $295,000 home range from $6,933 to $7,670.
Is Humble TX a good investment?
According to market analysis, Humble's combination of affordability ($295,000 median), strong rental demand (5.5% vacancy rate), and infrastructure improvement (flood mitigation projects) creates favorable conditions for both primary residence and investment purchases.
Conclusion: Humble's Affordability-Driven Opportunity
Humble represents the northern Houston corridor's affordability anchor — where $295,000 buys established suburban living 20 miles from downtown Houston with Humble ISD schools and IAH airport proximity. The community's 3,200 annual transactions, 45% first-time buyer share, and 15% agent activity rate create volume-driven farming economics where consistent presence generates predictable returns.
The flood zone variable adds complexity that rewards expertise — agents who master FEMA mapping, insurance navigation, and reclassification tracking build trust that generic farming cannot replicate. Combined with bilingual capability for the 38.5% Hispanic demographic, Humble demands multi-skilled farming approaches.
US Tech Automations provides the flood zone monitoring, first-time buyer workflows, and bilingual automation that Humble's value-driven market demands. Start farming Humble's high-volume affordability market today.
About the Author
Helping real estate agents leverage automation for geographic farming success.
